| Good Time1) Expenses
 2) Taxation
Bad Time1) Estate Duty
 2)Frozen Business Account
 3) Force Selling of Assets
    About Financial 
                                            PlanningAs a matter of fact, nearly all civilized 
                                            people needs financial planning. Personal savings, risk management, 
                                            investment portfolio, planning for 
                                            your golden life after retirement. There will come to a point of life 
                                            where you will need professional financial 
                                            advices from professional financial 
                                            planners. Financial Planning Nobody plans to fail, they simply 
                                            failed to plan. A plan without goals 
                                            will lead you to nowhere. Let it be 
                                            professionals, the rich, the poor, 
                                            employees or the employers, Every 
                                            different people from every walks 
                                            of life will need financial planning 
                                            advice at some stages of their life¡¦s. 
                                            A comprehensive Personal Financial 
                                            Plan and Solutions can effectively 
                                            help our clients to reach their personal 
                                            financial goals at their expected 
                                            time frame. As professional financial 
                                            planners, we will ensure that we will 
                                            always be just a call away in providing 
                                            effective and sincere financial advices 
                                            to our clients in order to meet client¡¦s 
                                            needs at challenging times. Comprehensive financial planning 
                                            services Comprehensive financial planning 
                                            services provides financial advices 
                                            at different level of needs such as 
                                            wealth accumulation, private retirement 
                                            placement, fix deposit account, guaranteed 
                                            income planning, annuity programs 
                                            and risk management. Our services 
                                            extends to property management, personal 
                                            investment portfolio and property 
                                            management advices. What we really 
                                            want to achieve is to provide thorough, 
                                            effective and sincere financial advices 
                                            to our clients, Our key strength in 
                                            this business. The bright future of the 
                                            financial planning industry For the past 2 decades, Malaysia 
                                            has nurtured a generation of well-educated 
                                            people that are hungrily seeking for 
                                            financial advices and knowledge. This 
                                            generation of Malaysians are also 
                                            very focused on achieving financial 
                                            freedom, definition: Retiring rich 
                                            and retiring young. Due to this trend, 
                                            it has generated a huge demand for 
                                            professional financial planners in 
                                            Malaysia for even the next 50 years 
                                            to come! The financial service industry has 
                                            always been a main pillar in supporting 
                                            Malaysia¡¦s economy. With the effort 
                                            on the government promoting Malaysia 
                                            as the next financial service hub 
                                            for secular and Islamic financial 
                                            services, professional financial planners 
                                            will be the next booming profession 
                                            in the near future. 
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